Processor Agnostic

We Work For You, Not a Processor

Velora is not locked to one payment processor. We shop multiple networks to find the best rates and terms for each individual business.

What it means

Plain English.

A processor handles the wires, moving the money from card to your bank. An agent is the human who sets it up and supports you. Most agents are tied to a single processor, which means they sell you whatever that processor offers regardless of fit. Velora isn't.

  • No conflicts of interest, we recommend what fits your business, not what pays us most.
  • We compare multiple processors per quote.
  • You get one local point of contact, not a 1-800 line.
Featured partner

Mercantile Processing Inc. (MPI)

One of our processing partners is MPI, a trusted national processor offering credit card processing, integrated payments, POS, payroll, gift & loyalty, and online store solutions.

Common questions

Why processor-agnostic matters.

What is the difference between a payment processor and a merchant services agent?

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A processor handles the technical routing and settlement of card transactions. A merchant services agent like Velora is the local expert who sets you up, finds the best processor for your situation, and supports you ongoing. Velora works with multiple processors so you always get the best fit.

Why does it matter which processor my agent uses?

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An agent locked to one processor has a conflict of interest, they'll put you with that processor regardless of whether it's the best fit. Velora is processor agnostic, so our only incentive is finding what works best for your business.